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Disability Insurance

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A fatal injury occurs every 5 minutes, and a disabling injury occurs every 1.5 seconds. There is a death cause by a motor vehicle crash every 12 minutes; there is a disabling injury caused by a motor vehicle accident every 13 seconds. In the home, there is a fatal injury every 16 minutes and a disabling injury every 4 seconds.
Injury Facts, 2004 Edition, National Safety Council

If you couldn't work because you were injured in an accident or became ill, how would you make ends meet? Think about what your income provides and what would happen to your lifestyle and dreams for the future if you could no longer work and earn an income.

Many assume if they became too sick or hurt to work, they could rely on Social Security or disability insurance benefits from their employer to replace their income. Unfortunately, income from these sources is often unavailable or just not enough. Even a short-term disability could eliminate years of savings!

Disability can be done on an Individual or Group basis.

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Note:

Please be aware that these are not the only Insurance situations that may affect you and you should always inquire for information from a Licensed Insurance Agent. This website is for informational purposes only and it is not intended to replace a Licensed Insurance Agent or to offer legal advice of any kind.